Company Background
BankDirect, a fast growing Internet-only bank that provides convenient,
competitive banking products and services to customers nationwide, went live on
the Internet on May 17, 1999 at www.bankdirect.com. BankDirect provides
competitive interest checking, savings, and money market accounts as well as
certificates of deposit and free bill pay service to customers on the web.
BankDirect offers financial control to customers who benefit from the
convenience of banking anytime, anywhere. Through a "no-branch" model,
BankDirect offers competitive rates and more convenient banking than
traditional banks.
BankDirect's web site provides intuitive functionality, is optimized for
ease-of-use, and supported by a dedicated Client Support team.
Learn more about our
Online Banking Services...
Banking direct begins by someone first visiting the web site at
www.bankdirect.com. It’s as easy as submitting an application online. Once
approved, you are set up in the system and mailed a Welcome Kit with the tools
needed to start banking, including an access ID, password and ATM card if
requested. The first check order is provided to the customer at no charge.
Similar to a traditional bank, BankDirect sends out monthly account statements;
however, since customers can review their bank activity at anytime via the
Internet, we do not provide actual deposit receipts or checks in monthly
statements, only imaged copies. BankDirect customers can withdraw cash from any
ATM, pay an unlimited amount of bills electronically with no service fee, and
have their questions answered through email or phone by calling 1.877.839.2737.
BankDirect serves customers throughout the United States from its web site as
well as its Client Support and Operations center located in Dallas, Texas.
BankDirect is the national Internet banking division of FDIC - insured Texas
Capital Bank, a nationally chartered bank. Texas Capital Bank, is the principal
subsidiary of Texas Capital Bancshares, Inc. (Nasdaq: TCBI), which was founded
in December 1998 with the largest start up capitalization in U.S. banking
history.
BankDirect targets customers in all 50 states who seek competitive rates,
increased personal convenience and enhanced service.