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BANKDIRECT SELECTS AVENUE A, INC. AS ITS ONLINE MEDIA AND DATA MARKETING COMPANY OF RECORD

DALLAS (May 15, 2000) - BankDirect, the nation's fastest growing online bank,(www.bankdirect.com), announced today it has chosen Avenue A, Inc. (Nasdaq: AVEA), the leading Internet media and data marketing company, (www.avenuea.com) , as its online media and data marketing firm of record.

Avenue A, Inc. will provide media strategy, planning, buying, and proprietary technology designed to increase BankDirect's brand awareness and attract customers to its competitive banking products and financial services. Using its data collection and analysis methodology to test the way consumers respond to different marketing messages, Avenue A will increase the effectiveness of BankDirect's existing advertising campaign.

"Avenue A brings an excellent reputation, distinguished client list and proven track-record in brand building to its partnership with BankDirect," said Rose Hultgren, executive vice president and chief marketing officer of BankDirect. "By leveraging Avenue A's experience and success in the Internet world with our overall marketing program, we can continue to build awareness for and position BankDirect as the Internet financial services destination."

"We're looking forward to working with BankDirect on their online brand identity campaign," said Brian McAndrews, president and chief executive officer of Avenue A. "Avenue A's Internet advertising expertise - complementing the existing marketing efforts of BankDirect - will be instrumental in effectively communicating a powerful message to the company's target audiences."

BankDirect announced in July of last year the debut of an aggressive advertising campaign to generate online customers. The campaign, which is being run nationally with a concentration in Texas cities, consists of online, print and radio elements. Marketing messages touting increased customer convenience and higher interest-paying checking, money market accounts and CD's have been incorporated into the BankDirect advertising campaign.

About Avenue A Avenue A integrates Internet planning and buying, proprietary ad management technology, anonymous user profiling, data analysis systems and Precision E-mail™ services to help advertisers increase the effectiveness and return on investment on their Internet advertising and e-mail campaigns. Avenue A clients include Gateway, Inc., Microsoft (through its MSN division), Expedia.com and Uproar.com. The company is based in Seattle with offices in Chicago and New York, and will soon open its first European office in London. Avenue A also owns iballs, LLC, a subsidiary based in New York.

About BankDirect BankDirect is redefining value in personal finance by leveraging the power of the Internet to provide convenient, competitive banking products and responsive service. BankDirect provides no-fee, high interest checking, money market accounts and CDs, as well as free bill-pay service to customers around the nation. In addition, BankDirect has partnered with American Airlines to become the first Internet-based bank to offer mileage opportunities to its AAdvantage members. Launched in May 1999, BankDirect is the national Internet banking division of Texas Capital Bank. Texas Capital Bank is privately owned and operated by the holding company, Texas Capital Bancshares, Inc., which was founded in December 1998 with the largest start up capitalization in U.S. banking history.


Contact Information:
Rose Hultgren
BankDirect
214-932-6690

Teri Franklin
Avenue A
terif@avenuea.com
206-816-8245


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