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BankDirect Deposit Interest Rates
BankDirect, a Division of Texas Capital Bank
Rates Effective: 6/19/2013
Certificates of Deposit
Minimum Required Deposit $10,000.00
IRA Certificates of Deposit
Minimum Required Deposit $1,000.00
CD TERMS INTEREST RATE ANNUAL PERCENTAGE YIELD IRA CD INTEREST RATE IRA ANNUAL PERCENTAGE YIELD
90-Day CD 0.10%0.10%N/AN/A
6 Month CD 0.20%0.20%N/AN/A
12 Month CD 0.25%0.25%0.25%0.25%
18 Month CD 0.25%0.25%0.25%0.25%
24 Month CD 0.25%0.25%0.25%0.25%
30 Month CD 0.25%0.25%0.25%0.25%
36 Month CD 0.25%0.25%0.25%0.25%
48 Month CD 0.25%0.25%0.25%0.25%
60 Month CD 0.25%0.25%0.25%0.25%
For brokered CD rates, please contact Darla Wisdom at 214-932-6711 or Mark Frears at 214-932-6775.
A penalty may be incurred if funds are withdrawn from a Certificate of Depost prior to maturity.
 
Deposit Products
PRODUCT & TERMS MINIMUM REQUIRED DEPOSIT INTEREST RATE ANNUAL PERCENTAGE YIELD
Checking $0.00 to $2,499.99 $5000.00%0.00%
Checking $2,500.00 to $9,999.99 $5000.05%0.05%
Checking $10,000.00 and Greater $5000.10%0.10%
Money Market $0.00 to $9,999.99 $5000.00%0.00%
Money Market $10,000.00 and Greater $5000.15%0.15%
Savings $1000.10%0.10%
IRA Money Market Account $0.00 to $9,999.99 $1000.10%0.10%
IRA Money Market Account $10,000.00 and Greater $1000.15%0.15%
 
  Mileage Products
PRODUCT & TERMS MINIMUM REQUIRED DEPOSIT INTEREST RATE ANNUAL PERCENTAGE YIELD
Mileage Checking $0.00 to $2,499.99 $5000.00%0.00%
Mileage Checking $2,500.00 to $9,999.99 $5000.01%0.01%
Mileage Checking $10,000.00 and Greater $5000.01%0.01%
Mileage MMA $0.00 to $9,999.99 $5000.05%0.05%
Mileage MMA $10,000.00 and Greater $5000.05%0.05%
Mileage CD 6 Months $10,0000.10%0.10%
Mileage CD 12 Months $10,0000.10%0.10%
Mileage CD 24 Months $10,0000.10%0.10%
Rates are subject to change daily. Fees may reduce earnings on accounts. Visit http://www.bankdirect.com/for more information.
Member FDIC
FDIC Certificate Number 34383
Client Support Center 1.877.839.2737
APY Componding Method/Daily