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BankDirect Deposit Interest Rates
BankDirect, a Division of Texas Capital Bank
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Rates Effective:
5/9/2008
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Certificates of Deposit
Minimum Required Deposit
$10,000.00
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IRA Certificates of Deposit
Minimum Required Deposit
$1,000.00
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| CD TERMS |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
IRA CD INTEREST RATE |
IRA ANNUAL PERCENTAGE YIELD |
| 90-Day CD | 1.64% | 1.65% | N/A | N/A | | 6 Month CD | 1.88% | 1.90% | N/A | N/A | | 12 Month CD | 1.88% | 1.90% | 1.88% | 1.90% | | 18 Month CD | 1.88% | 1.90% | 1.88% | 1.90% | | 24 Month CD | 1.88% | 1.90% | 1.88% | 1.90% | | 30 Month CD | 1.88% | 1.90% | 1.88% | 1.90% | | 36 Month CD | 1.88% | 1.90% | 1.88% | 1.90% | | 48 Month CD | 1.88% | 1.90% | 1.88% | 1.90% | | 60 Month CD | 1.88% | 1.90% | 1.88% | 1.90% |
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| A penalty may be incurred if funds are withdrawn
from a Certificate of Depost prior to maturity. |
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| Deposit
Products |
| PRODUCT & TERMS |
MINIMUM REQUIRED DEPOSIT |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
| Checking Under $2,500 | $100 | 0.00% | 0.00% | | Checking Under $10,000 | $100 | 0.25% | 0.25% | | Checking $10,000 and Greater | $100 | 0.50% | 0.50% | | Money Market Under $10,000 | $500 | 0.00% | 0.00% | | Money Market $10,000 and Greater | $500 | 1.25% | 1.26% | | Savings | $100 | 0.25% | 0.25% | | IRA Money Market Account Under $10,000 | $100 | 1.00% | 1.01% | | IRA Money Market Account Over $10,000 | $100 | 1.25% | 1.26% |
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Mileage Products |
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| PRODUCT & TERMS |
MINIMUM REQUIRED DEPOSIT |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
| Mileage Checking Under $2,500 | $100 | 0.00% | 0.00% | | Mileage Checking Under $10,000 | $100 | 0.15% | 0.15% | | Mileage Checking $10,000 and Greater | $100 | 0.30% | 0.30% | | Mileage MMA Under $10,000 | $500 | 0.25% | 0.25% | | Mileage MMA $10,000 and Greater | $500 | 0.75% | 0.75% | | Mileage CD 6 Months | $10,000 | 1.00% | 1.01% | | Mileage CD 12 Months | $10,000 | 1.00% | 1.01% | | Mileage CD 24 Months | $10,000 | 1.00% | 1.01% |
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| Rates are subject to change daily. Fees may
reduce earnings on accounts. Visit http://www.bankdirect.com/for
more information. |
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Member FDIC
FDIC Certificate Number 34383
Client Support Center 1.877.839.2737
APY Componding Method/Daily
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