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BankDirect Deposit Interest Rates
BankDirect, a Division of Texas Capital Bank
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Rates Effective:
7/31/2010
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Certificates of Deposit
Minimum Required Deposit
$10,000.00
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IRA Certificates of Deposit
Minimum Required Deposit
$1,000.00
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| CD TERMS |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
IRA CD INTEREST RATE |
IRA ANNUAL PERCENTAGE YIELD |
| 90-Day CD | 0.74% | 0.75% | N/A | N/A | | 6 Month CD | 0.89% | 0.90% | N/A | N/A | | 12 Month CD | 1.10% | 1.11% | 1.10% | 1.11% | | 18 Month CD | 1.20% | 1.21% | 1.20% | 1.21% | | 24 Month CD | 1.20% | 1.21% | 1.20% | 1.21% | | 30 Month CD | 1.25% | 1.26% | 1.25% | 1.26% | | 36 Month CD | 1.25% | 1.26% | 1.25% | 1.26% | | 48 Month CD | 1.30% | 1.31% | 1.30% | 1.31% | | 60 Month CD | 1.30% | 1.31% | 1.30% | 1.31% |
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For brokered CD rates, please contact Darla Wisdom at 214-932-6711 or Mark Frears at 214-932-6775.
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| A penalty may be incurred if funds are withdrawn
from a Certificate of Depost prior to maturity. |
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| Deposit
Products |
| PRODUCT & TERMS |
MINIMUM REQUIRED DEPOSIT |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
| Checking Under $2,500 | $100 | 0.00% | 0.00% | | Checking Under $10,000 | $100 | 0.05% | 0.05% | | Checking $10,000 and Greater | $100 | 0.10% | 0.10% | | Money Market Under $10,000 | $500 | 0.00% | 0.00% | | Money Market $10,000 and Greater | $500 | 0.15% | 0.15% | | Savings | $100 | 0.10% | 0.10% | | IRA Money Market Account Under $10,000 | $100 | 0.10% | 0.10% | | IRA Money Market Account Over $10,000 | $100 | 0.15% | 0.15% |
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Mileage Products |
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| PRODUCT & TERMS |
MINIMUM REQUIRED DEPOSIT |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
| Mileage Checking Under $2,500 | $100 | 0.00% | 0.00% | | Mileage Checking Under $10,000 | $100 | 0.05% | 0.05% | | Mileage Checking $10,000 and Greater | $100 | 0.05% | 0.05% | | Mileage MMA Under $10,000 | $500 | 0.05% | 0.05% | | Mileage MMA $10,000 and Greater | $500 | 0.05% | 0.05% | | Mileage CD 6 Months | $10,000 | 0.10% | 0.10% | | Mileage CD 12 Months | $10,000 | 0.10% | 0.10% | | Mileage CD 24 Months | $10,000 | 0.10% | 0.10% |
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| Rates are subject to change daily. Fees may
reduce earnings on accounts. Visit http://www.bankdirect.com/for
more information. |
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Member FDIC
FDIC Certificate Number 34383
Client Support Center 1.877.839.2737
APY Componding Method/Daily
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