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BankDirect and the AAdvantage® Program

BankDirect is participating in the American Airlines AAdvantage® program to offer mileage opportunities to new and current AAdvantage members! BankDirect is the first Internet-based bank to offer customers the benefits of the AAdvantage program.

 Mileage Program Travel Award Refer-a-Friend Mileage Rates Apply Now 

All you have to do to earn AAdvantage® miles at BankDirect is open one of our Mileage products -- Mileage Checking Accounts, Mileage MMAs and Mileage CDs. And you can earn even more AAdvantage miles by using other BankDirect services related to your Mileage account - like payroll direct deposit and bill pay. An AAdvantage member who banks with BankDirect could easily earn 10,000 AAdvantage miles a year with a Mileage Checking Account and could even earn 50,000 miles with the purchase of a single Mileage CD. Click here to see how easy it is to earn miles!

New Account Offer:

  • Earn 1,000 miles for each new Mileage Checking Account or Mileage Money Market Account opened.  Additionally, earn 1,000 miles for every $100,000 in initial deposit, up to $500,000, per household.
  • Earn 10,000 miles for establishing full payroll direct deposit from your employer into a Mileage Checking Account.* Click here for full program details!
  • Earn 5,000 miles for using BankDirect's bill pay service.* Click here for full program details!
  • Earn 5,000 miles for using your BankDirect Visa® CheckCard.* Click here for full program details!
  • Earn 1,000 miles for referring a friend when they open a Mileage Checking account. Click here for full program details!
All customers limited to 2 transaction accounts per household; one Mileage Checking Account and one Money Market Account.

Monthly Earning Opportunities:

  • Earn 100 miles per month for every $1,000 of the monthly average collected balance in your Mileage Checking Account up to the first $200,000 on deposit. For monthly average collected balances over $200,000, earn 25 miles per $1,000 for all balances over the first $200,000 on deposit.
  • Earn 50 miles per month for every $1,000 of the monthly average collected balance in your Mileage Money Market Account up to the first $200,000 on deposit. For monthly average collected balances over $200,000, earn 25 miles per $1,000 for all balances over the first $200,000 on deposit.


  • Please allow 6 to 8 weeks for the miles to post to your AAdvantage® account.

New Certificates of Deposit:

  • Earn 1,000 miles for every $1,000 invested in a two-year Mileage CD purchase up to $200,000. Additionally, earn 25 miles per $1,000 invested over $200,000.**
  • Earn 500 miles for every $1,000 invested in a one-year Mileage CD purchase up to $200,000. Additionally, earn 25 miles per $1,000 invested over $200,000.**
  • Earn 250 miles for every $1,000 invested in a six month Mileage CD purchase up to $200,000. Additionally, earn 25 miles per $1,000 invested over $200,000.**

Apply today and start earning AAdvantage® miles through our Mileage products!

Reimbursement for the cost of miles awarded may be required if the CD term is not fulfilled.

Limit 2 Mileage transaction accounts per household; one Mileage Checking Account and one Money Market Account.
*Some rstrictions apply.
**Early withdrawal penalties apply.


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