We wish to inform you that effective Monday, July 25, 2022, the BankDirect brand will retire and all open accounts will be transitioned to BankDirect's parent company, Texas Capital Bank. Please click here for more information.

BankDirect Customer Support will be closed for Memorial Day on Monday, May 30, 2022. We will be back to our normal 8:00 AM to 6:00 PM customer support hours on Tuesday, May 31, 2022.

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Earn more

with competitive CD rates.

High annual percentage yield. Some conditions apply.

12-month CD

0.60%

18-month CD

0.60%

24-month CD

0.60%

Rates are subject to change daily.

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Explore different ways to earn.

bankdirect

Competitive rates on CDs, IRAs, checking, savings & money market accounts.

Certificate of Deposit Checking Savings & Money Market

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Outsmart interest with a more rewarding way to save.

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Your money is safe with us.

Security and trust matter, which is why we're dedicated to protecting your assets.

Member FDIC

As a member of the Federal Deposit Insurance Corporation (FDIC), your total deposits are insured up to $250,000 per depositor.

FDIC

Backed by two decades of experience

We launched the first online-only savings bank in the U.S. through Texas Capital Bank in 1999 and have been rewarding people for saving ever since.

Texas Capital Bank

Banking made for you

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Better Service

Customer service is prepared to assist you Monday through Friday from 8:00 a.m. to 6:00 p.m. CT.

24 hours clock
Convenient Access

We have a 24-hour telephone banking system and mobile app available for your easy access.

currency
Better Rates

Our rates are highly competitive; check out our Current Rates page for more information.