BankDirect Customer Support will be closed for Independence Day on Monday, July 5, 2021. We will be back to our normal 8:00 AM to 6:00PM customer support hours on Tuesday, July 6, 2021.

We have scheduled enhancements for our website platform on Tuesday, September 14th, starting at 5:30 PM CST to approximately 7:00 PM CST. During this time, our website may not be available and/or may have reduced functionality.

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Earn more

with competitive CD rates.

High annual percentage yield. Some conditions apply.

12-month CD

0.60%

18-month CD

0.60%

24-month CD

0.60%

Rates are subject to change daily.

Learn More

Explore different ways to earn.

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Competitive rates on CDs, IRAs, checking, savings & money market accounts.

Certificate of Deposit Checking Savings & Money Market

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A more rewarding way to save.

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Your money is safe with us.

Security and trust matter, which is why we're dedicated to protecting your assets.

Member FDIC

As a member of the Federal Deposit Insurance Corporation (FDIC), your total deposits are insured up to $250,000 per depositor.

FDIC

Backed by two decades of experience

We launched the first online-only savings bank in the U.S. through Texas Capital Bank in 1999 and have been rewarding people for saving ever since.

Texas Capital Bank

Banking made for you

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Better Service

Customer service is prepared to assist you Monday through Friday from 8:00 a.m. to 6:00 p.m. CT.

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Convenient Access

We have a 24-hour telephone banking system and mobile app available for your easy access.

currency
Better Rates

Our rates are highly competitive; check out our Current Rates page for more information.