Your BankDirect accounts have been transitioned to Texas Capital Bank accounts. Over the next sixty (60) days, we will be migrating you to the Texas Capital Bank online banking experience. Replacement debit cards ordered by customers will feature the Texas Capital Bank brand and a different card number than their former BankDirect-branded debit card.

BankDirect Customer Support will be closed for Independence Day on Monday, July 4, 2022. We will be back to our normal 8:00 AM to 6:00 PM customer support hours on Tuesday, July 5, 2022.

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Earn more

with competitive CD rates.

High annual percentage yield. Some conditions apply.

12-month CD


18-month CD


24-month CD


Rates are subject to change daily.

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Explore different ways to earn.


Competitive rates on CDs, IRAs, checking, savings & money market accounts.

Certificate of Deposit Checking Savings & Money Market

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Outsmart interest with a more rewarding way to save.

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Your money is safe with us.

Security and trust matter, which is why we're dedicated to protecting your assets.

Member FDIC

As a member of the Federal Deposit Insurance Corporation (FDIC), your total deposits are insured up to $250,000 per depositor.


Backed by two decades of experience

We launched the first online-only savings bank in the U.S. through Texas Capital Bank in 1999 and have been rewarding people for saving ever since.

Texas Capital Bank

Banking made for you

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Better Service

Customer service is prepared to assist you Monday through Friday from 8:00 a.m. to 6:00 p.m. CT.

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Convenient Access

We have a 24-hour telephone banking system and mobile app available for your easy access.

Better Rates

Our rates are highly competitive; check out our Current Rates page for more information.