with competitive CD rates.
High annual percentage yield. Some conditions apply.
Rates are subject to change daily.
Explore different ways to earn.
Your money is safe with us.
Security and trust matter, which is why we're dedicated to protecting your assets.
As a member of the Federal Deposit Insurance Corporation (FDIC), your total deposits are insured up to $250,000 per depositor.
Backed by two decades of experience
We launched the first online-only savings bank in the U.S. through Texas Capital Bank in 1999 and have been rewarding people for saving ever since.
Banking made for you
Customer service is prepared to assist you Monday through Friday from 8:00 a.m. to 6:00 p.m. CT.
We have a 24-hour telephone banking system and mobile app available for your easy access.
Our rates are highly competitive; check out our Current Rates page for more information.