BankDirect is an Internet-only bank that has been providing convenient, competitive banking products and services to customers nationwide since May 17, 1999. BankDirect offers interest checking, savings and money market accounts, as well as certificates of deposit and free bill pay service. BankDirect can provide financial control to customers who can benefit from the convenience of banking anytime, anywhere through a "no-branch" model that offers competitive rates and more convenient banking than traditional banks.
The online banking experience begins when someone visits the website at www.bankdirect.com. It’s easy to apply online, and once approved, customers have access to the online banking system and are mailed a welcome kit with the tools needed to start banking, including an access ID, password and ATM card (if requested). The first check order is provided to the customer at no charge. Similar to a traditional bank, BankDirect delivers monthly account statements; however, since customers can review their bank activity at any time online, we do not provide deposit receipts or checks in monthly statements (only imaged copies). BankDirect customers can withdraw cash from any ATM, pay an unlimited amount of bills electronically with no service fee and ask questions via email or phone by calling 1.877.839.2737.
BankDirect serves customers throughout the United States, and its Client Support and Operations center is located in Dallas, Texas. BankDirect is the national digital banking division of FDIC-insured Texas Capital Bank, a nationally chartered bank. Texas Capital Bank is the principal subsidiary of Texas Capital Bancshares, Inc. (Nasdaq: TCBI), which was founded in December 1998 with the largest start up capitalization in U.S. banking history.
BankDirect serves customers in all 50 states who seek competitive rates, increased personal convenience and enhanced service.