Your BankDirect accounts have been transitioned to Texas Capital Bank accounts. Over the next sixty (60) days, we will be migrating you to the Texas Capital Bank online banking experience. Replacement debit cards ordered by customers will feature the Texas Capital Bank brand and a different card number than their former BankDirect-branded debit card.

BankDirect Customer Support will be closed for Independence Day on Monday, July 4, 2022. We will be back to our normal 8:00 AM to 6:00 PM customer support hours on Tuesday, July 5, 2022.

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About Us

About BankDirect


BankDirect offers a personal, streamlined banking experience with products and services that can positively impact your bottom line. Because we are a digital bank, our customers get anytime access through a single location and service that exceeds expectations.

BankDirect provides you with:

  • Responsive service and straight talk from friendly, knowledgeable Client Support representatives

  • Convenient banking at whatever time is best for you — 24 hours a day, 7 days a week

  • Our "no-branch" model, which means that we can offer more competitive rates for you

Read answers to frequently asked questions here.

BankDirect is a Division of Texas Capital Bank. Member FDIC.

Visit our Investor Relations page.

Company background


BankDirect is an Internet-only bank that has been providing convenient, competitive banking products and services to customers nationwide since May 17, 1999. BankDirect offers interest checking, savings and money market accounts, as well as certificates of deposit and free bill pay service. BankDirect can provide financial control to customers who can benefit from the convenience of banking anytime, anywhere through a "no-branch" model that offers competitive rates and more convenient banking than traditional banks.

The online banking experience begins when someone visits the website at It’s easy to apply online, and once approved, customers have access to the online banking system and are mailed a welcome kit with the tools needed to start banking, including an access ID, password and ATM card (if requested). The first check order is provided to the customer at no charge. Similar to a traditional bank, BankDirect delivers monthly account statements; however, since customers can review their bank activity at any time online, we do not provide deposit receipts or checks in monthly statements (only imaged copies). BankDirect customers can withdraw cash from any ATM, pay an unlimited amount of bills electronically with no service fee and ask questions via email or phone by calling 1.877.839.2737.

BankDirect serves customers throughout the United States, and its Client Support and Operations center is located in Dallas, Texas. BankDirect is the national digital banking division of FDIC-insured Texas Capital Bank, a nationally chartered bank. Texas Capital Bank is the principal subsidiary of Texas Capital Bancshares, Inc. (Nasdaq: TCBI), which was founded in December 1998 with the largest start up capitalization in U.S. banking history.

BankDirect serves customers in all 50 states who seek competitive rates, increased personal convenience and enhanced service.