BankDirect Customer Support will be closed for Independence Day on Monday, July 5, 2021. We will be back to our normal 8:00 AM to 6:00PM customer support hours on Tuesday, July 6, 2021.

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Certificates of Deposit Accounts

    Certificates of deposit

    Certificates of deposit (CDs) are an investment that yields higher interest than a general checking and/or savings account. 

    High-yield interest

    Multiple term options

    Automatic renewal

      Interest earned on your CD can be added back to the CD principal or transferred directly into another account. There is a $10,000.00 minimum to open a CD.

      BankDirect is no longer offering the Mileage Certificate of Deposit product. If you are interested in a mileage-earning savings account, please visit Bask Bank.

      Rates

      account level annual % yield monthly fee
      90-Day CD     0.10% None
      6-Month CD 0.50% None
      12-Month CD 0.60% None
      18-Month CD 0.60% None
      24-Month CD 0.60% None
      30-Month CD 0.50% None
      36-Month CD 0.50% None
      48-Month CD 0.25% None
      60-Month CD 0.25% None

      Fees

      • $10,000.00 minimum opening balance

      • Interest compounded daily

      To view the BankDirect fee schedule, click here.

      Minimum deposit is $10,000.

      Annual Percentage Yield (APY) is valid as of the publish date. Fees could reduce the earnings on the account. Rates are subject to change.

      Interest Compounded Daily. Interest earned on your CD can be added back to the CD principal or transferred directly into another account.

      Automatic renewal at maturity.

      This offer applies to personal certificates of deposit (CD).

      This offer does not apply to Individual Retirement Account Certificates of Deposit (IRA CDs).

      Additional terms and conditions apply. Please see BankDirect Terms & Conditions for additional details and disclosures.

      For a complete list of our banking disclosures, please click here.

      BankDirect is no longer offering the Mileage Certificate of Deposit product. If you are interested in a mileage-based savings account, please visit Bask Bank.

      BankDirect is no longer offering the Mileage CD with Interest product. If you are interested in a mileage-based savings account, please visit Bask Bank.