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Certificates of Deposit Accounts

    Certificates of deposit

    Certificates of deposit (CDs) are an investment that yields higher interest than a general checking and/or savings account. 

    High-yield interest

    Multiple term options

    Automatic renewal

      Interest earned on your CD can be added back to the CD principal or transferred directly into another account. There is a $10,000.00 minimum to open a CD. Interest is compounded daily.

      Rates

      account level annual % yield monthly fee
      90-Day CD     0.10% None
      6-Month CD 0.50% None
      12-Month CD 0.60% None
      18-Month CD 0.60% None
      24-Month CD 0.60% None
      30-Month CD 0.50% None
      36-Month CD 0.50% None
      48-Month CD 0.25% None
      60-Month CD 0.25% None

      An Annual Percentage Yield (APY) is calculated based on a one-year time frame. If you allow your interest to add back to the principal over a one-year time period, the APY is what you will receive. Fees may reduce earnings on accounts. $10,000 required to open; $10,000 minimum balance.

      Interest Compounded Daily. Interest earned on your CD can be added back to the CD principal or transferred directly into another account.

      Automatic renewal at maturity.

      This offer applies to personal certificates of deposit (CD).

      Additional terms and conditions apply. Please see BankDirect Terms & Conditions for additional details and disclosures.

      For a complete list of our banking disclosures, please click here.

      To view the BankDirect fee schedule, click here.