BankDirect's Bill Pay service makes paying your bills easy and safe —
To begin using Bill Pay service, you must first be enrolled in online banking. You will then create your own personal payee list for all of the bills that you may have (credit cards, utility payments, department stores, insurance and mortgage/rent payments, etc.). In fact, you can include almost any merchant, payee or service provider you want on your personal list and have the flexibility to change your list as time goes on.
Make payments with ease and control.
You may pay anyone, any amount, to be sent on a business day, and change your instructions right up to the payment date. You can even schedule your regular fixed payments, like your mortgage and car loan, automatically. For regular variable payments like phone and utilities, once your initial payee list is established, you will only have to enter the amount and payment date, since the system remembers the addresses from your previously created payment list. You designate which checking accounts are to be debited. And when you give the word, we will debit your account and pay the payee. It’s that simple. Bill Pay is only offered on our regular checking accounts.
Receive payment history anytime.
Retrieve a record of your payment history for up to 12 months through our Bill Pay system, which provides quick and confidential access. You will be able to view your records in a way that best suits your needs, by name of payee, amount of payment or date of payment. In addition, your monthly bank statement will provide a printed record of all your interactive bill payment activity.
Unique features with BankDirect’s Bill Pay service:
Pay a Person:
With Pay a Person, you can pay an individual electronically if they have a U.S. bank account and a valid email address.
Pay bills on time and easily view amounts due, due dates and unpaid balances. eBill is offered on any payee designated with the eSIGN UP icon.
You will continue to receive detailed paper bills in the mail when you register for eBills. All previous eBills are maintained online, so you can review up to 18 months of your billing history at any time.
Register for eBills: Within the eBills section on the Bill Pay dashboard, click "Sign Up" to view your eBill-eligible payees and select “SetUp eBill” next to the payee you’d like to register.
eNotifications: You can set up email or text notifications, located under the "Options" tab, to notify you when a bill has been received.
With BankDirect gift checks, you can send a gift for special birthdays, wedding anniversaries, graduations, holidays or just because.
Donate to a charity:
Our bill pay service allows you to donate to numerous charities and/or organizations.
Things to note about electronic bill payments
Some bills are paid electronically through the system while others are sent by check to the payee. When a payment is paid electronically or by check, the system will recommend you set up your payment at least five (5) business days before the due date for that bill. Accounts are debited on the payment date inputted into the system and not the bill's due date.
Bill Pay is free to all BankDirect clients; however, there is a fee for gift checks and charitable donations.
Within bill pay, you can transfer funds directly from your account at BankDirect to your own account at another financial institution.