- Minimum deposit is $10,000
- Annual Percentage Yield (APY) is valid as of the publish date. Fees could reduce the earnings on the account. Rates are subject to change.
- Interest Compounded Daily. Interest earned on your CD can be added back to the CD principal or transferred directly into your BankDirect checking, money market, or savings account.
- Automatic renewal at maturity
- A penalty equal to 180 days of interest will be charged on principal amounts withdrawn prior to maturity date.
- This offer applies to personal certificates of deposit (CD).
- This offer does not apply to Individual Retirement Account Certificates of Deposit (IRA CDs).
- Additional terms and conditions apply. Please see BankDirect Terms & Conditions for additional details and disclosures.