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 Certificate of Deposit

Product Details

  • Minimum deposit is $10,000
  • Annual Percentage Yield (APY) is valid as of the publish date. Fees could reduce the earnings on the account. Rates are subject to change.
  • Interest Compounded Daily. Interest earned on your CD can be added back to the CD principal or transferred directly into your BankDirect checking, money market, or savings account.
  • Automatic renewal at maturity
  • A penalty equal to 180 days of interest will be charged on principal amounts withdrawn prior to maturity date.
  • This offer applies to personal certificates of deposit (CD).
  • This offer does not apply to Individual Retirement Account Certificates of Deposit (IRA CDs).
  • Additional terms and conditions apply. Please see BankDirect Terms & Conditions for additional details and disclosures.


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