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BankDirect Deposit Interest Rates
BankDirect, a Division of Texas Capital Bank
Rates Effective: 3/26/2019
Certificates of Deposit
Minimum Required Deposit $10,000.00
IRA Certificates of Deposit
Minimum Required Deposit $1,000.00
CD TERMS INTEREST RATE ANNUAL PERCENTAGE YIELD IRA CD INTEREST RATE IRA ANNUAL PERCENTAGE YIELD
90-Day CD 1.00%1.00%N/AN/A
6 Month CD 2.23%2.25%N/AN/A
12 Month CD 2.71%2.75%0.25%0.25%
18 Month CD 2.76%2.80%0.25%0.25%
24 Month CD 2.94%2.98%0.25%0.25%
30 Month CD 2.02%2.04%0.25%0.25%
36 Month CD 3.00%3.05%0.25%0.25%
48 Month CD 0.25%0.25%0.25%0.25%
60 Month CD 0.25%0.25%0.25%0.25%
A penalty will be incurred if funds are withdrawn from a Certificate of Depost prior to maturity.
 
Deposit Products
PRODUCT & TERMS MINIMUM REQUIRED DEPOSIT INTEREST RATE ANNUAL PERCENTAGE YIELD
Checking $0.00 to $2,499.99 $5000.00%0.00%
Checking $2,500.00 to $9,999.99 $5000.05%0.05%
Checking $10,000.00 and Greater $5000.10%0.10%
Money Market $0.00 to $9,999.99 $5000.00%0.00%
Money Market $10,000.00 and Greater $5001.50%1.51%
Savings $1000.10%0.10%
IRA Money Market Account $0.00 to $9,999.99 $1000.10%0.10%
IRA Money Market Account $10,000.00 and Greater $1000.15%0.15%
 
  Mileage Products
PRODUCT & TERMS MINIMUM REQUIRED DEPOSIT INTEREST RATE ANNUAL PERCENTAGE YIELD
Mileage Checking $0.00 to $2,499.99 $5000.00%0.00%
Mileage Checking $2,500.00 to $9,999.99 $5000.01%0.01%
Mileage Checking $10,000.00 and Greater $5000.01%0.01%
Mileage MMA $0.00 to $499.99 $5000.00%0.00%
Mileage MMA $500.00 to $9,999.99 $5000.05%0.05%
Mileage MMA $10,000.00 and Greater $5000.05%0.05%
Mileage CD 6 Months $10,0000.10%0.10%
Mileage CD 12 Months $10,0000.10%0.10%
Mileage CD 24 Months $10,0000.10%0.10%
Rates are current as of publish date and are subject to change daily. Fees may reduce earnings on accounts.
Rates listed are for Personal Accounts only.
Visit http://www.bankdirect.com/ for more information.
Member FDIC
FDIC Certificate Number 34383
Client Support Center 1.877.839.2737
APY Compounding Method/Daily