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Deposit Interest Rates

Rates Effective: 7/3/2020

Certificates of Deposit Minimum Required Deposit $10,000.00			IRA Certificates of Deposit Minimum Required Deposit $1,000.00
CD TERMS	INTEREST RATE	ANNUAL PERCENTAGE YIELD	IRA CD INTEREST RATE	IRA ANNUAL PERCENTAGE YIELD
90-Day CD	0.45%	0.45%	N/A	N/A
6 Month CD	1.00%	1.00%	N/A	N/A
12 Month CD	1.10%	1.11%	0.25%	0.25%
18 Month CD	1.20%	1.21%	0.25%	0.25%
24 Month CD	1.25%	1.26%	0.25%	0.25%
30 Month CD	0.50%	0.50%	0.25%	0.25%
36 Month CD	0.50%	0.50%	0.25%	0.25%
48 Month CD	0.25%	0.25%	0.25%	0.25%
60 Month CD	0.25%	0.25%	0.25%	0.25%

A penalty will be incurred if funds are withdrawn from a Certificate of Depost prior to maturity.

Deposit Products

PRODUCT & TERMS	MINIMUM REQUIRED DEPOSIT	INTEREST RATE	ANNUAL PERCENTAGE YIELD
Checking $0.00 to $2,499.99	$500	0.00%	0.00%
Checking $2,500.00 to $9,999.99	$500	0.05%	0.05%
Checking $10,000.00 and Greater	$500	0.10%	0.10%
Money Market $0.00 to $9,999.99	$500	0.00%	0.00%
Money Market $10,000.00 and Greater	$500	1.00%	1.00%
Savings	$100	0.10%	0.10%
IRA Money Market Account $0.00 to $9,999.99	$100	0.10%	0.10%
IRA Money Market Account $10,000.00 and Greater	$100	0.15%	0.15%

Rates are current as of publish date and are subject to change daily. Fees may reduce earnings on accounts.
Rates listed are for Personal Accounts only.