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BankDirect Deposit Interest Rates
BankDirect, a Division of Texas Capital Bank
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Rates Effective:
9/21/2019
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Certificates of Deposit
Minimum Required Deposit
$10,000.00
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IRA Certificates of Deposit
Minimum Required Deposit
$1,000.00
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| CD TERMS |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
IRA CD INTEREST RATE |
IRA ANNUAL PERCENTAGE YIELD |
| 90-Day CD | 1.00% | 1.00% | N/A | N/A | | 6 Month CD | 1.49% | 1.50% | N/A | N/A | | 12 Month CD | 2.25% | 2.28% | 0.25% | 0.25% | | 18 Month CD | 2.40% | 2.43% | 0.25% | 0.25% | | 24 Month CD | 2.50% | 2.53% | 0.25% | 0.25% | | 30 Month CD | 1.50% | 1.51% | 0.25% | 0.25% | | 36 Month CD | 1.50% | 1.51% | 0.25% | 0.25% | | 48 Month CD | 0.25% | 0.25% | 0.25% | 0.25% | | 60 Month CD | 0.25% | 0.25% | 0.25% | 0.25% |
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| A penalty will be incurred if funds are withdrawn
from a Certificate of Depost prior to maturity. |
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| Deposit
Products |
| PRODUCT & TERMS |
MINIMUM REQUIRED DEPOSIT |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
| Checking $0.00 to $2,499.99 | $500 | 0.00% | 0.00% | | Checking $2,500.00 to $9,999.99 | $500 | 0.05% | 0.05% | | Checking $10,000.00 and Greater | $500 | 0.10% | 0.10% | | Money Market $0.00 to $9,999.99 | $500 | 0.00% | 0.00% | | Money Market $10,000.00 and Greater | $500 | 1.50% | 1.51% | | Savings | $100 | 0.10% | 0.10% | | IRA Money Market Account $0.00 to $9,999.99 | $100 | 0.10% | 0.10% | | IRA Money Market Account $10,000.00 and Greater | $100 | 0.15% | 0.15% |
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Mileage Products |
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| PRODUCT & TERMS |
MINIMUM REQUIRED DEPOSIT |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
| Mileage Checking $0.00 to $2,499.99 | $500 | 0.00% | 0.00% | | Mileage Checking $2,500.00 to $9,999.99 | $500 | 0.01% | 0.01% | | Mileage Checking $10,000.00 and Greater | $500 | 0.01% | 0.01% | | Mileage MMA $0.00 to $499.99 | $500 | 0.00% | 0.00% | | Mileage MMA $500.00 to $9,999.99 | $500 | 0.05% | 0.05% | | Mileage MMA $10,000.00 and Greater | $500 | 0.05% | 0.05% | | Mileage CD 6 Months | $10,000 | 0.10% | 0.10% | | Mileage CD 12 Months | $10,000 | 0.10% | 0.10% | | Mileage CD 24 Months | $10,000 | 0.10% | 0.10% |
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Rates are current as of publish date and are subject to change daily. Fees may reduce earnings on
accounts.
Rates listed are for Personal Accounts only.
Visit http://www.bankdirect.com/ for more information. |
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Member FDIC
FDIC Certificate Number 34383
Client Support Center 1.877.839.2737
APY Compounding Method/Daily
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