BankDirect Customer Support will be closed for Thanksgiving Day on Thursday, November 25, 2021. We will be back to our normal 8:00 AM to 6:00PM customer support hours on Friday, November 26, 2021.

We have scheduled enhancements for our website on Tuesday, November 2nd, starting at 5:30 PM CST to approximately 7:30 PM CST. During this time, our website may not be available and/or may have reduced functionality.

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Current Rates

 

Certificates of Deposit

CD terms interest rate annual % yield
90-Day 0.10% 0.10%
6-Month 0.50% 0.50%
12-Month 0.60% 0.60%
18-Month 0.60% 0.60%
24-Month 0.60% 0.60%
30-Month 0.50% 0.50%
36-Month 0.50% 0.50%
48-Month 0.25% 0.25%
60-Month 0.25% 0.25%

 

Minimum Required Deposit $10,000.00. A penalty will be incurred if funds are withdrawn from a Certificate of Deposit prior to maturity

Deposit Products

products & terms minimum Required deposit interest rate Annual % yield
Checking $0.00 to $2,499.99 $0 0.00% 0.00%
Checking $2,500.00 to $9,999.99 $0 0.05% 0.05%
Checking $10,000.00 and Greater $0 0.10% 0.10%
Money Market $0.00 to $9,999.99 $0 0.00% 0.00%
Money Market $10,000.00 and Greater $0 0.50% 0.50%
Savings $0 0.10% 0.10%

 

Rates are current as of publish date and are subject to change daily. Fees may reduce earnings on accounts.
Rates are listed for Personal Accounts only.

Rates Effective: 12/03/2021

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