We wish to inform you that effective Monday, July 25, 2022, the BankDirect brand will retire and all open accounts will be transitioned to BankDirect's parent company, Texas Capital Bank. Please click here for more information.

BankDirect Customer Support will be closed for Memorial Day on Monday, May 30, 2022. We will be back to our normal 8:00 AM to 6:00 PM customer support hours on Tuesday, May 31, 2022.

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Current Rates

 

Certificates of Deposit

CD terms interest rate annual % yield
90-Day 0.10% 0.10%
6-Month 0.50% 0.50%
12-Month 0.60% 0.60%
18-Month 0.60% 0.60%
24-Month 0.60% 0.60%
30-Month 0.50% 0.50%
36-Month 0.50% 0.50%
48-Month 0.25% 0.25%
60-Month 0.25% 0.25%

 

Minimum Required Deposit $10,000.00. A penalty will be incurred if funds are withdrawn from a Certificate of Deposit prior to maturity

Deposit Products

products & terms minimum Required deposit interest rate Annual % yield
Checking $0.00 to $2,499.99 $0 0.00% 0.00%
Checking $2,500.00 to $9,999.99 $0 0.05% 0.05%
Checking $10,000.00 and Greater $0 0.10% 0.10%
Money Market $0.00 to $9,999.99 $0 0.00% 0.00%
Money Market $10,000.00 and Greater $0 0.50% 0.50%
Savings $0 0.10% 0.10%

 

Rates are current as of publish date and are subject to change daily. Fees may reduce earnings on accounts.
Rates are listed for Personal Accounts only.

Rates Effective: 05/23/2022

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